EZLEND Group · Box Hill, Victoria

Mortgage, asset finance and private funding for self-employed Australians.

Based in Box Hill, Victoria. Access to bank and non-bank lenders.

Home loans For income that’s real but doesn’t fit a bank’s template.Asset finance Vehicles, equipment and machinery — often approved same day.Private funding Short-term property-secured lending, settled in days.

Situations we’ve handled

Based on real client files. Details changed and identifying information removed. Every application is assessed on its own circumstances — past outcomes don’t indicate what any lender will approve for you.

Self-employed consultant, ABN under two years

Declined by two major banks as too new. Refinanced through a lender that assesses one year of returns, with add-backs applied.

Contractor buying a work vehicle on ABN alone

No financials and a contract starting that week. Approved on ABN and asset details, settled through a private sale.

Purchase settling before a sale completed

Bought before the existing property sold, with a fixed settlement date approaching. Short-term private funding covered the gap.

Our view

A file that does not fit a bank template is not the same as a weak file. Most of the work is presenting the income a lender will actually accept.

Built for people banks find hard to assess.

Self-employed

One year of returns. ABN under two years. Add-backs the bank won’t count on its own.

Contractors and tradies

Irregular income, multiple income streams.

Business owners

Cash flow that doesn’t fit a payslip.

Investors

Portfolio structuring, equity release, multiple securities.

Complex or urgent

Short settlements, credit impairments, situations that need private funding.

How it works

01
A 15-minute call.
You’ll know the same day whether it’s likely to work, and which lenders are worth approaching.
02
Documents, then options within 48 hours.
A side-by-side comparison of what each lender will actually offer.
03
We lodge and update you weekly.
You won’t have to chase us.